Terms of Use

Effective date: June 10, 2026

1. About NOL Solutions

NOL Solutions provides HR consulting, co-employment services, compliance support, and related HR infrastructure to financial advisory firms. The Site is used to describe those services, deliver educational resources, and allow prospective and current clients to initiate contact.

2. Interactive Tools — Educational Use Only

Tool outputs are based on general principles and your self-reported inputs. Results are illustrative, not definitive. Worker classification, compensation structures, and HR compliance decisions involve facts, circumstances, and applicable law that vary by situation and jurisdiction.

Before making any classification, hiring, or compensation decision, you should consult a qualified employment attorney, CPA, or HR professional who can assess your specific situation. NOL Solutions is not liable for any decision made in reliance on tool outputs.

3. No Professional Advice

Nothing on this Site — including articles, guides, templates, checklists, tool results, or any other content — constitutes legal, tax, financial, accounting, or HR advice specific to your situation. Content is provided for general informational purposes only.

An engagement with NOL Solutions through a signed service agreement is required before any professional advisory relationship is established. Viewing this Site or submitting a contact form does not create a client relationship.

4. Intellectual Property

All content on this Site — including text, graphics, logos, templates, guides, tools, calculators, and resource library materials — is the property of NOL Solutions or its content licensors and is protected by United States copyright and intellectual property law.

You may view and download content for your personal, non-commercial use only. You may not reproduce, redistribute, sell, republish, or create derivative works from any Site content without prior written permission from NOL Solutions.

5. Acceptable Use

You agree not to:

• Use the Site for any unlawful purpose or in violation of applicable regulations
• Attempt to gain unauthorized access to any part of the Site or its infrastructure
• Transmit malicious code, spam, or any content that interferes with the Site's operation
• Scrape, harvest, or systematically collect data from the Site without permission
• Misrepresent your identity or affiliation when submitting any form or inquiry

6. Disclaimer of Warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. NOL Solutions does not warrant that the Site will be error-free, uninterrupted, or free of viruses or other harmful components.

7. Limitation of Liability

To the fullest extent permitted by applicable law, NOL Solutions, its officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, or business opportunities — arising from your use of or inability to use this Site or its content, even if advised of the possibility of such damages.

This limitation applies regardless of the legal theory on which the claim is based, including negligence, contract, tort, or any other theory.

8. Third-Party Links

The Site may contain links to third-party websites. Those sites are not under the control of NOL Solutions, and we are not responsible for their content, privacy practices, or availability. Links do not imply endorsement.

9. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the effective date at the top of this page. Continued use of the Site after changes are published constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law provisions. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Florida.

11. Contact

For questions about these Terms, please contact us: